Advice services

Everyone needs advice to allow them to make the right informed decision. In some cases, you might need more detailed advice to help resolve your problems.  These could range from dealing with debt, accessing benefits, employment, legal or housing issues

The council’s advice service works with others to support vulnerable people in our communities and help partners carry out promotional work that will prevent people getting into debt.

In Argyll and Bute, impartial, confidential advice is available from a variety of national or local sources:

  • Argyll and Bute Council provides free impartial, confidential advice on welfare rights, complex debt to particularly vulnerable clients, and homelessness;
  • Independent advice agencies, including Argyll and Bute Citizens Advice Bureau and Bute Advice Centre;
  • Money Skills Argyll helps people who live across Argyll and Bute, aged 16 and over, living in a jobless household, a single adult household with dependent children, or low income employed to be more in control of your money by offering support with debt and money advice, computer skills, money management, income maximisation and affordable warmth / fuel poverty;
  • Argyll and Bute Advice Network (ABAN) is a directory of services, providing information and advice on a range of issues including benefits, housing, carers support, youth services and advice for older people;
  • National helplines, including Citizens Advice Scotland;  Money Advice Scotland  and the National Debtline who provide on-line advice.
  • Find a food bank in Argyll and Bute.
  • Find out how we are working together to tackle poverty in Argyll and Bute.

For advice and support with welfare benefits


Struggling with debt or money problems?

Debt and Debt Counselling

Find out about and apply for benefits

Benefits and

Support for people affected by cancer

MacMillan Welfare Rights Service

If you are homeless or about to become homeless


Advice about money, family, daily life or your rights

Citizens Advice Bureau

Worried, or you know you are only just about managing?

Money Skills

Free and confidential advice on debt problems

Money Advice Service

Take control of your finances with our budgeting tool


Directory of advice services in Argyll and Bute

Argyll and Bute Advice Services

Looking for a low cost affordable loan?

Affordable credit advice

Are you experiencing severe financial hardship?

Scottish Welfare Fund